Insurance ops moves at the speed of email. Raph moves faster.
For Insurance Ops
For Insurance Ops
Write premium. Manage claims.
Raph runs everything in between.
Loss runs, submissions, endorsements, FNOL, bordereau. Raph reads what comes in, updates every system that needs to know, sends what goes out — with a full audit trail. So underwriters underwrite, adjusters adjust, and producers sell.
Reads anything in any format
Updates every system
Signs every step
“Raph cut our endorsement turnaround from same-week to same-day.”
Sarah Chen
COO at a regional MGA
“Raph cut our endorsement turnaround from same-week to same-day.”
Sarah Chen
COO at a regional MGA
“Raph cut our endorsement turnaround from same-week to same-day.”
Sarah Chen
COO at a regional MGA
Built for
brokers, MGAs, carriers, TPAs.
Guidewire
™
Duck Creek
Applied Epic
Vertafore
Built for
brokers, MGAs, carriers, TPAs.
Guidewire
™
Duck Creek
Applied Epic
Vertafore
Built for
brokers, MGAs, carriers, TPAs.
Guidewire
™
Duck Creek
Applied Epic
Vertafore
The product
The product
The product
Raph reads what comes in. Updates every system that needs to know. Sends what goes out. With a full audit trail.
Submission intake
Submission intake
Submission intake
Policy servicing
Policy servicing
Policy servicing
FNOL & claims
FNOL & claims
FNOL & claims
how raph works
how raph works
how raph works
An AI teammate that runs the workflow between your systems
Synchronized stack
Your AMS, PAS, billing, claims platform, and email — same data, same time, no drift. Raph reads inbound, updates every system, sends outbound, and signs every step. Always.
Submission intake
Loss-run cleansing
Endorsement issue
FNOL intake
Synchronized stack
Your AMS, PAS, billing, claims platform, and email — same data, same time, no drift. Raph reads inbound, updates every system, sends outbound, and signs every step. Always.
Submission intake
Loss-run cleansing
Endorsement issue
FNOL intake
Synchronized stack
Your AMS, PAS, billing, claims platform, and email — same data, same time, no drift. Raph reads inbound, updates every system, sends outbound, and signs every step. Always.
Submission intake
Loss-run cleansing
Endorsement issue
FNOL intake
We came from inside insurance ops. We watched a single endorsement take 14 days because eight systems had to be updated by eight people. We watched a $50M MGA's bordereau be wrong for nine months because nobody could reconcile what the broker sold with what the carrier bound. This isn't a labor problem. It's a knowledge-capture problem. We're solving both.
The Raph founders
From inside insurance ops
Why we exist
Why we exist
Why we exist
Built from inside insurance ops, for insurance ops.
Submissions to bind
Broker emails with ACORD + loss runs + financials. Raph reads, extracts, files in your PAS, routes to the right desk. Drafts the quote letter. Captures bind orders.
Submissions to bind
Broker emails with ACORD + loss runs + financials. Raph reads, extracts, files in your PAS, routes to the right desk. Drafts the quote letter. Captures bind orders.
Submissions to bind
Broker emails with ACORD + loss runs + financials. Raph reads, extracts, files in your PAS, routes to the right desk. Drafts the quote letter. Captures bind orders.
FNOL to closure
Multi-channel intake. Coverage validated, reserves set. Medical records summarized with ODG. Bills reconciled, releases drafted.
FNOL to closure
Multi-channel intake. Coverage validated, reserves set. Medical records summarized with ODG. Bills reconciled, releases drafted.
FNOL to closure
Multi-channel intake. Coverage validated, reserves set. Medical records summarized with ODG. Bills reconciled, releases drafted.
Bordereau on time
Premium, claims, exposures — aggregated on schedule, reconciled, in your capacity provider's format. Generated automatically. Reviewed before send. Never late.
Bordereau on time
Premium, claims, exposures — aggregated on schedule, reconciled, in your capacity provider's format. Generated automatically. Reviewed before send. Never late.
Bordereau on time
Premium, claims, exposures — aggregated on schedule, reconciled, in your capacity provider's format. Generated automatically. Reviewed before send. Never late.
Human-in-the-loop
Coverage decisions, settlement releases, denials — Raph drafts, your licensed people sign. Always.
Human-in-the-loop
Coverage decisions, settlement releases, denials — Raph drafts, your licensed people sign. Always.
Human-in-the-loop
Coverage decisions, settlement releases, denials — Raph drafts, your licensed people sign. Always.
Audit-trail signed
Every action signed, attributed, replayable. When the auditor asks "why was this approved on May 12," the answer is one click away.
Audit-trail signed
Every action signed, attributed, replayable. When the auditor asks "why was this approved on May 12," the answer is one click away.
Audit-trail signed
Every action signed, attributed, replayable. When the auditor asks "why was this approved on May 12," the answer is one click away.
FROM PRACTITIONER RESEARCH
FROM PRACTITIONER RESEARCH
FROM PRACTITIONER RESEARCH
Stop paying offshore BPOs to retype data
Two-week pilot. One workflow. Side-by-side report. Cut over or walk away. If Raph doesn't pay back inside 90 days, you don't pay us.
“We replaced our offshore BPO contract on submission intake. Submission-to-quote dropped from 8 days to 2. The audit trail alone is worth it.”
Marcus Reyes
VP Underwriting Operations, regional carrier
“We replaced our offshore BPO contract on submission intake. Submission-to-quote dropped from 8 days to 2. The audit trail alone is worth it.”
Marcus Reyes
VP Underwriting Operations, regional carrier
“We replaced our offshore BPO contract on submission intake. Submission-to-quote dropped from 8 days to 2. The audit trail alone is worth it.”
Marcus Reyes
VP Underwriting Operations, regional carrier
“We replaced our offshore BPO contract on submission intake. Submission-to-quote dropped from 8 days to 2. The audit trail alone is worth it.”
Marcus Reyes
VP Underwriting Operations, regional carrier
SOC 2 · HIPAA · HUMAN-IN-LOOP
SOC 2 · HIPAA · HUMAN-IN-LOOP
SOC 2 · HIPAA · HUMAN-IN-LOOP
SOC 2 · HIPAA · HUMAN-IN-LOOP
Run a 2-week pilot with Raph
Slots in next to your stack
Guidewire, Duck Creek, Sapiens, Vertafore, Applied Epic, AMS360, EZLynx, Salesforce, Xactimate, CCC ONE — Raph runs alongside your existing systems. You don't migrate.
Slots in next to your stack
Guidewire, Duck Creek, Sapiens, Vertafore, Applied Epic, AMS360, EZLynx, Salesforce, Xactimate, CCC ONE — Raph runs alongside your existing systems. You don't migrate.
Slots in next to your stack
Guidewire, Duck Creek, Sapiens, Vertafore, Applied Epic, AMS360, EZLynx, Salesforce, Xactimate, CCC ONE — Raph runs alongside your existing systems. You don't migrate.
Slots in next to your stack
Guidewire, Duck Creek, Sapiens, Vertafore, Applied Epic, AMS360, EZLynx, Salesforce, Xactimate, CCC ONE — Raph runs alongside your existing systems. You don't migrate.
Built for ops
From a regional broker to a national carrier — Raph absorbs the work that today goes to your BPO. No multi-year MSAs, no transition fees.
Built for ops
From a regional broker to a national carrier — Raph absorbs the work that today goes to your BPO. No multi-year MSAs, no transition fees.
Built for ops
From a regional broker to a national carrier — Raph absorbs the work that today goes to your BPO. No multi-year MSAs, no transition fees.
Built for ops
From a regional broker to a national carrier — Raph absorbs the work that today goes to your BPO. No multi-year MSAs, no transition fees.
Workflow, not chatbots
Built by insurance operators, for insurance operators. Not by a tech founder. Not by a chatbot company.
Workflow, not chatbots
Built by insurance operators, for insurance operators. Not by a tech founder. Not by a chatbot company.
Workflow, not chatbots
Built by insurance operators, for insurance operators. Not by a tech founder. Not by a chatbot company.
Workflow, not chatbots
Built by insurance operators, for insurance operators. Not by a tech founder. Not by a chatbot company.
FAQ
FAQ
FAQ
FAQ
Common questions from insurance ops
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Guidewire
™
“Their fast shipping & branding made us stand out. We save hours every day”
David Mello
COO at a regional MGA
"We’ve really made a mark in the market. It’s incredible how much time we save each day!"
Denise Olson
Practitioner, InsurTech Geek
"With their speedy shipping and top designs, we’ve truly distinguished our brand!
Sarah Chen
Adjuster, mid-size TPA
Trust
Common questions
Do we have to migrate off our core system?
No. Raph runs alongside Guidewire, Duck Creek, Sapiens, Vertafore, AMS360, Applied Epic and the rest of your stack, not instead of them. It reads from and writes to your existing systems. You keep what you have; Raph fills the gap between them.
Does Raph work for brokers, MGAs, carriers, and TPAs?
What's required from us to get started end-to-end?
Can Raph match our specific handling guidelines?
Does Raph make autonomous coverage or denial decisions?
How long until LAE and cycle time drop?
Trust
Common questions
Do we have to migrate off our core system?
No. Raph runs alongside Guidewire, Duck Creek, Sapiens, Vertafore, AMS360, Applied Epic and the rest of your stack, not instead of them. It reads from and writes to your existing systems. You keep what you have; Raph fills the gap between them.
Does Raph work for brokers, MGAs, carriers, and TPAs?
What's required from us to get started end-to-end?
Can Raph match our specific handling guidelines?
Does Raph make autonomous coverage or denial decisions?
How long until LAE and cycle time drop?
Trust
Common questions
Do we have to migrate off our core system?
No. Raph runs alongside Guidewire, Duck Creek, Sapiens, Vertafore, AMS360, Applied Epic and the rest of your stack, not instead of them. It reads from and writes to your existing systems. You keep what you have; Raph fills the gap between them.
Does Raph work for brokers, MGAs, carriers, and TPAs?
What's required from us to get started end-to-end?
Can Raph match our specific handling guidelines?
Does Raph make autonomous coverage or denial decisions?
How long until LAE and cycle time drop?
Trust
Common questions
Do we have to migrate off our core system?
No. Raph runs alongside Guidewire, Duck Creek, Sapiens, Vertafore, AMS360, Applied Epic and the rest of your stack, not instead of them. It reads from and writes to your existing systems. You keep what you have; Raph fills the gap between them.